We have solely received just a few extra months of 2024, and earlier than you realize it, you may be resetting your versatile spending account and well being financial savings accounts for 2025. When you’ve got some extra cash mendacity round in both account and do not know the place to spend it, why not purchase your self a wise ring — an Oura Ring, that’s?
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Because of its health-tracking capabilities, an Oura Ring can monitor your sleep and exercise knowledge that can assist you additional perceive your wellness patterns. Plus, Oura Rings are FSA- and HSA-eligible, so you should buy one in all these good rings with the pre-tax cash you have put aside all year long.
I’ve used an Oura Ring for almost a yr now and have discovered it to be probably the greatest well being trackers available on the market for aggregating well being knowledge and providing up useful solutions and tendencies that assist me additional perceive my wellness. It tracks my sleep, exercise, and restoration and presents me scores for my every day readiness and the way nicely I slept. With a six-day battery life, you do not have to cost these as ceaselessly as you’ll a smartwatch, a serious draw for anybody who cannot hassle to commonly cost their gadgets.
There are just a few exceptions and issues to contemplate earlier than you buy the good ring for your self. Maintain studying to study how one can purchase one along with your FSA or HSA funds.
What Oura merchandise can I purchase with my FSA or HSA funds?
You should purchase the Oura Ring, chargers, and a membership along with your FSA or HSA. Oura advises prospects to contact their supplier forward of buying to ensure that they meet their supplier’s necessities and eligibility. Two- and three-year warranties on Oura Rings are usually not FSA- or HSA-eligible.
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Whereas memberships are eligible for FSA and HSA, an Oura Membership can solely be bought with a bank card or Paypal and not directly reimbursed by means of an HSA or FSA. “Invoices for recurring membership funds could be downloaded from the Membership Hub and despatched to your supplier,” according to Oura’s website.
How can I purchase an Oura Ring by means of my FSA or HSA?
There are two methods to buy an Oura Ring by means of your FSA and HSA: instantly and not directly.
To buy instantly, go to Oura’s website, choose your Oura Ring of alternative, and take a look at. When it asks for a fee methodology, choose the Sika FSA/HSA fee methodology after which choose “Proceed with Sika,” which can take you to the third-party show. It would present which gadgets you have chosen could be bought with an FSA/HSA and which can’t. You may have to make use of a unique card out of your FSA/HSA for the ineligible gadgets. As soon as each playing cards are added, choose “Full Buy.” You may then obtain a affirmation e mail from assist@sikahealth.com.
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To buy not directly, that’s, to purchase the Oura Ring with an alternate fee methodology to FSA/HSA funds, find your Oura order affirmation from orders@ouraring.com or assist@sikahealth.com. Contact Oura’s Member Care staff if you cannot discover this in your e mail.
Then, discover your Oura membership bill inside the Membership Hub on the app. After you have this info, go to your FSA/HSA supplier and file a declare for the ring, the membership, and the chargers. This consists of delivery and taxes as nicely. Submit your declare, and also you’re good to go.
How can I exploit a part of my FSA/HSA funds to buy an Oura Ring?
For instance you do not have sufficient FSA/HSA cash to finish the acquisition with these funds alone. Oura says your FSA/HSA subtotal will robotically regulate to the remaining steadiness in your HSA or FSA card account, and you should use one other fee methodology to make up the distinction.
